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⚡ General Liability Insurance for Performers

You Bring the Show.
We Bring the Shield.

General liability insurance for musicians, DJs, magicians, face painters, comedians, and every performer in between — including gig-economy entertainers, freelancers, and independent contractors. A-rated carriers, instant COI, quotes in minutes.

Quotes in Minutes
💰 Competitive Rates
🔒 A-Rated Carriers
📄 Instant Certificate of Insurance (COI)

From Garage Bands to Grand Stages

If you perform, entertain, or wow a crowd, we have a passion for finding the right protection for your craft.

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DJs & Karaoke Jockeys

Disc jockeys, karaoke hosts, and mobile DJ services keeping the party going all night long.

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Magicians & Illusionists

Close-up magic, stage illusions, mentalists, ventriloquists, and escape artists.

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Face & Body Painters

Face painters, body artists, and creative entertainers who bring color to every event.

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Balloon Twisters

Balloon artists and twisters creating amazing sculptures at parties, festivals, and events.

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Belly Dancers

Belly dancers and cultural performers bringing grace and movement to events and celebrations.

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Musicians & Bands

Solo artists, bands, vocalists, conductors, and everyone who makes the music happen.

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Comedians & Comics

Stand-up comics, improv performers, impersonators, mimes, and theatrical entertainers.

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Clowns & Party Entertainers

Clowns, party entertainers, holiday characters, and festival performers of every kind.

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Jugglers & Variety Artists

Jugglers, contortionists, variety entertainers, and circus-style performers.

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Event Photographers & Videographers

Photographers and videographers working at weddings, corporate events, and venues.

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Dance Instructors

Dance teachers and instructors performing at studios, schools, and live events.

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Dance Schools & Studios

Dance schools and studios covering classes, recitals, and student performances.

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Aerialists & Fire Performers

Aerialists, acrobats, fire dancers, and high-skill specialty performers.

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Psychics & Unique Acts

Fortune tellers, psychics, puppeteers, story tellers, poets, yodelers, and more.

The Coverage Performers Need Most

General liability insurance is intended to help protect you from the unexpected — so you can focus on putting on a great show.

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Bodily Injury Protection

Intended to help if a third party — like an audience member or venue guest — is injured during or as a result of your performance or event setup.

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Property Damage

If your act accidentally damages a venue's floor, wall, sound system, or other property, general liability may respond to help with those claims.

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Venue & Event Requirements

Most venues, festivals, and event planners require performers to carry general liability insurance and provide a Certificate of Insurance (COI) before the show.

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Additional Insured

Need the venue or event organizer listed as an Additional Insured on your policy? We can typically add them quickly and get your COI issued fast.

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Affordable Premiums

General liability for performers often starts at just a few hundred dollars per year. Protecting your livelihood doesn't have to break the bank.

Fast COI Turnaround

Got a last-minute gig? Once your policy is in place, we can typically generate a Certificate of Insurance the same day — often within minutes.

Insurance Shouldn't Be Harder Than Your Act

We've made it ridiculously simple. Because you've got better things to rehearse.

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We Get Performers

We have a real passion for the entertainment world. We understand your gigs, your gear, and your grind. No explaining your job to a blank stare.

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Fast Quotes, No Drama

Fill out one form, get options back fast. We don't believe in 47-page applications to protect a guitar.

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Multiple Carrier Options

We shop your coverage across multiple A-rated carriers to find the best fit — not just the first fit.

On-Demand Coverage for Today's Working Performer

The modern entertainment world runs gig to gig. Your insurance should be easy to get — and built for the way independent performers actually work.

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Gig-Worker Friendly

Whether you perform one night a month or seven nights a week, annual general liability coverage is typically the most affordable and straightforward solution for freelance entertainers.

Fast for Last-Minute Gigs

Got a last-minute booking that requires a COI by tomorrow? Many performers can get a policy in place quickly — sometimes same-day. We know entertainment doesn't wait.

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No Employer? No Problem.

As an independent contractor in the gig economy, you're responsible for your own coverage. There's no employer policy to fall back on. We specialize in exactly this: insurance built for self-employed performers.

Why Gig Economy Performers Need General Liability Insurance

The shift to on-demand work has transformed the entertainment industry. From booking apps to social media gigs, more performers than ever are working as independent contractors — which means no employer-provided liability coverage, no built-in safety net. Whether you find gigs through a booking platform, referrals, or your own website, general liability insurance is intended to help protect you when something goes sideways at a show: a guest is injured, a venue gets damaged, or a claim gets filed.

Short-term and on-demand coverage options exist in the market, but an annual policy often provides the most predictable protection — and the easiest, fastest path to a Certificate of Insurance whenever a venue, festival, or event planner needs one. Fill out a quote request below. It takes about 2 minutes and costs nothing.

COVERED SCENARIOS
  • Venue & festival requirements
  • Third-party bodily injury claims
  • Property damage at the venue
  • Last-minute COI requests
WHO IT'S FOR
  • Freelance & gig performers
  • Sole proprietors & LLCs
  • On-demand entertainers
  • Booking app contractors

Let's Get Your Quote Started

Takes about 2 minutes. No commitment, no spam, just options.



What are gross receipts? This is the total amount of money your business expects to bring in over the next 12 months before any expenses are deducted. Think of it as all the money that comes in the door — every gig fee, booking payment, and tip — before you pay for equipment, travel, supplies, or anything else.

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Most options start with $1,000,000 Per Occurrence and either $1,000,000 or $2,000,000 General Aggregate limits, depending on the options available for your specific business type.


We'll reach out within 1 business day. No robocalls, we promise.

🎉 Quote Request Received!

We've received your information and will follow up within 1 business day.
You may also be able to get an instant or same-day quote using the tool below:

Questions? We've Got Answers.

Here are some of the things performers ask us the most.

Do I really need insurance as a performer? +
Short answer: almost certainly yes. Most venues, event planners, and festivals require you to carry general liability insurance before you can set foot on their stage. Even if they don't, one slip-and-fall or damaged piece of equipment could cost you thousands out of pocket. Insurance is intended to help protect you from those "what if" moments so you can focus on your craft.
How fast can I get a Certificate of Insurance (COI)? +
In many cases, same-day. We know gig opportunities don't wait, and neither do venue managers. Once your policy is in place, we can typically generate a COI in minutes. Got a last-minute gig? Just reach out and we'll do our best to make it happen.
What does general liability actually help with? +
General liability is intended to address third-party claims of bodily injury or property damage. For example, if an audience member trips over your speaker cable and gets hurt, or your equipment scratches a venue's floor, a general liability policy may respond to help with those claims. It's the foundational coverage that most performers need.
Can I add a venue as an Additional Insured on my policy? +
Yes! Most venues require performers to name them as an Additional Insured on the general liability policy. We can typically add the venue to your certificate quickly — often the same day. Just provide the venue name and address and we'll get it done.
How much does performer insurance typically cost? +
It really depends on your act, your revenue, your location, and what coverage you need. That said, many solo performers can find general liability options starting in the range of a few hundred dollars per year. The best way to find out? Fill out the quote form above — it takes about 2 minutes and costs absolutely nothing.
I work gig-to-gig as a freelancer. What kind of insurance do I need? +
If you're a gig economy performer — picking up shows through booking apps, your own network, or social media — you're typically responsible for your own liability coverage. There's no employer to fall back on. General liability insurance is the most common starting point: it's intended to help if a third party is injured at your show or their property is damaged. Annual policies are typically the most cost-effective option for active performers and make it easy to generate a COI whenever a venue or event planner asks for one. Short-term or per-event coverage options also exist if you perform very infrequently. The best way to figure out what fits your situation is to get a free quote — it takes about 2 minutes.
Is there short-term or on-demand insurance for just one gig? +
Short-term and on-demand insurance options do exist in the market — some carriers offer coverage by the hour, day, or event. However, for most working performers, an annual general liability policy is often the better value and the simpler solution. It covers you across all your gigs for the year without having to buy a new policy every time you get a booking, and it makes it much easier to quickly produce a Certificate of Insurance for any venue that needs one. After you submit a quote request, we can walk you through what options are available based on your specific situation.

Ready to Protect Your Performance?

Get a free, no-obligation quote in minutes. Your next gig deserves the right backup.

Get Your Free Quote ⚡