Who Needs Stunt Performer Insurance?
Stunt performers and daredevil acts carry more risk than almost any other entertainment category. Promoters, venues, and event organizers expect you to have substantial general liability coverage before they will book you. Your policy protects you if a spectator or bystander is injured or if your act causes property damage.
- Live stunt show performers who perform scripted acts at events and venues
- Motorcycle stunt riders performing trick riding and precision maneuvers for audiences
- High dive and fall performers who execute drops and plunges in live show settings
- Escape artists who perform dangerous restraint and containment escape acts
- Fire and explosion stunt performers who incorporate pyrotechnic elements into live acts
- Car crash stunt acts and precision driving performers at live events and shows
- Martial arts stunt performers who incorporate combat choreography into live entertainment
Types of Stunt Performances We Cover
Stunt entertainment comes in many formats. Here are the types of acts we can help you find coverage for:
- Live daredevil shows at fairs, festivals, and outdoor events
- Motorcycle trick and stunt riding performances for audiences
- Fire and explosion stunt acts performed at venues and special events
- High fall and precision drop acts at theatres, arenas, and outdoor venues
- Escape act performances at theatres, cruise ships, and live entertainment venues
- Martial arts combat stunt performances for corporate events and live shows
- Multi-performer stunt show productions with choreographed action sequences
Risks at Stunt Performances
Stunt acts are carefully planned, but the nature of the performance means risk can reach the audience. General liability coverage is designed to respond when a third party is harmed or property is damaged during your act.
- Debris or shrapnel from the stunt act reaching the audience area during an explosive or high-impact moment
- Crowd members moving inside established safety perimeters before or during the performance
- A startled crowd surge causing guests to fall or get injured in a rush away from the act
- Prop or vehicle parts breaking loose and affecting bystanders near the performance zone
- Fire or explosion elements extending beyond the intended safety perimeter and reaching audience areas
- Venue property damage caused by the stunt act setup, impact, or residual effects
What Promoters and Venues Require
Stunt acts face some of the strictest insurance requirements in the live entertainment industry. Here is what you should expect when booking:
- A certificate of insurance naming the promoter, venue, or event organizer as an additional insured
- Higher minimum coverage limits compared to standard performer requirements, often starting at $1,000,000 per occurrence
- Many stunt act contracts specify $2,000,000 or higher as the minimum acceptable limit
- Fire, explosion, and vehicle acts may face additional requirements or endorsements depending on the venue and jurisdiction
- Touring and multi-date stunt shows often require the COI to be on file before any contract is signed or deposit is accepted
Coverage Limits for Stunt Performers
Stunt performers routinely need higher limits than other types of entertainers. Here is what to keep in mind when choosing your coverage:
- $1,000,000 per occurrence is the common minimum, but many venues and promoters will not accept this limit for stunt acts
- $2,000,000 per occurrence is frequently required for fire, explosion, vehicle, and large-audience stunt shows
- Some arena venues and large-scale promoters may require even higher limits as a condition of the contract
- Always review your booking contract before requesting a quote so you know the required minimum
- We can help you find coverage at the limit your specific act and venues require
Getting Your Stunt Performer Insurance Quote
Getting covered for your stunt act does not have to be complicated. Here is how the process works:
- Step 1: Fill out the quote form above with your act type, performance settings, and audience sizes
- Step 2: Tell us about any specific limit requirements or additional insured requests from your promoters or venues
- Step 3: Review your quote options and choose the coverage that matches your act and your booking requirements
- Step 4: Get your policy documents and COI right away so you can submit them and lock in your performance dates