General liability insurance for Florida musicians, DJs, magicians, face painters, comedians, and entertainers of every kind. Fast quotes, A-rated carriers, instant COI.
Whether you're a band playing Miami music venues, a DJ spinning at an Orlando resort, a magician performing at a Tampa corporate event, or a face painter at a Jacksonville festival, general liability insurance is a core part of running a professional performance career in Florida. Venues, event planners, and corporate clients across the state routinely require performers to carry coverage and provide a Certificate of Insurance (COI) before the show begins.
Insurance for Performers works with A-rated carriers to find general liability options for entertainers across Florida. Our quote process takes about two minutes and costs nothing.
Across Florida, from waterfront event venues in Miami to resort ballrooms in Orlando and rooftop bars in Tampa, event spaces require performers to carry general liability insurance. This protects the venue if a guest is injured during your performance or if equipment causes property damage. A Certificate of Insurance with the venue named as an Additional Insured is the standard documentation they request.
Having coverage in place before your gig means you can accept bookings quickly, satisfy venue requirements on short notice, and show clients you run a professional operation. In many cases, we can get your COI issued the same day you need it.
General liability insurance is intended to help address claims from third parties if something goes wrong during your performance. Common scenarios it is intended to help with include:
Third-party bodily injury: An audience member or guest trips over your equipment cable or is accidentally struck by a prop during your act. General liability may respond to help cover medical expenses and related legal costs.
Third-party property damage: Your equipment scratches a venue's floor, or a prop accidentally damages a sound system or fixture. General liability may respond to help address the venue's repair costs.
Coverage limits typically start at $1,000,000 per occurrence with $1,000,000 or $2,000,000 aggregate limits, which are the levels required by most Florida venues and event planners.
Some coverage options available through Insurance for Performers may be written on a surplus lines basis in Florida. Surplus lines insurance in Florida is placed with non-admitted carriers and is not covered by the Florida Insurance Guaranty Association (FIGA). A surplus lines tax may apply to your policy premium. Our team will clarify during the quote process whether your coverage is admitted or non-admitted market placement.
Ready to get covered? Fill out our short quote form with your performer type, estimated gross receipts, and a few basics. There is no commitment and no spam. We will follow up with options tailored to your situation in Florida.
Start your free quote today and get general liability insurance that keeps up with your Florida performance schedule.