General liability insurance for Texas musicians, DJs, magicians, face painters, comedians, and entertainers of every kind. Fast quotes, A-rated carriers, instant COI.
Whether you're a wedding band playing venues along the San Antonio River Walk, a DJ spinning at a Houston nightclub, a comedian headlining in Dallas, or a magician performing at an Austin corporate event, general liability insurance is a core part of running a professional performance career in Texas. Venues, event planners, and corporate clients across the state routinely require performers to carry coverage and provide a Certificate of Insurance (COI) before the event begins.
Insurance for Performers works with A-rated carriers to find general liability options for entertainers in Texas. Our quote process takes about two minutes and costs nothing.
From large concert halls in Houston to intimate venues in Austin, Texas event spaces require performers to carry general liability insurance. This protects the venue if a guest is injured during your performance or if equipment causes property damage. A Certificate of Insurance with the venue named as an Additional Insured is the standard documentation they request.
Having coverage in place before your gig means you can accept bookings quickly, satisfy venue requirements on short notice, and show clients you run a professional operation. In many cases, we can get your COI issued the same day you need it.
General liability insurance is intended to help address claims from third parties if something goes wrong during your performance. Common scenarios it is intended to help with include:
Third-party bodily injury: An audience member or guest trips over your equipment cable or is accidentally struck by a prop during your act. General liability may respond to help cover medical expenses and related legal costs.
Third-party property damage: Your equipment scratches a venue's hardwood floor, or a prop accidentally damages a sound system or fixture. General liability may respond to help address the venue's repair costs.
Coverage limits typically start at $1,000,000 per occurrence with $1,000,000 or $2,000,000 aggregate limits, which are the levels required by most Texas venues and event planners.
Some coverage options available through Insurance for Performers may be written on a surplus lines basis in Texas. Surplus lines insurance is placed with non-admitted carriers and is not covered by the Texas Property and Casualty Insurance Guaranty Association. Our team will clarify during the quote process whether your coverage is admitted or non-admitted market placement.
Ready to get covered? Fill out our short quote form with your performer type, estimated gross receipts, and a few basics. There is no commitment and no spam. We will follow up with options tailored to your situation in Texas.
Start your free quote today and get general liability insurance that keeps up with your Texas performance schedule.