Psychic and Fortune Teller Insurance

Who Needs Psychic and Fortune Teller Insurance?

If you offer psychic readings, tarot cards, astrology, or fortune-telling at events, parties, or fairs, a general liability policy protects you if something unexpected happens on the job.

• Party psychics hired for birthdays, bachelorette parties, and private events
• Festival tarot readers working outdoor fairs and cultural events
• Corporate event psychics providing entertainment at company parties and team events
• Palm readers working at state fairs, street fairs, and carnivals
• Astrologers offering chart readings and consultations at public events
• Carnival fortune tellers working at amusement parks and seasonal attractions
• Psychic entertainers performing at haunted houses, themed parties, and Halloween events

Where Psychics and Fortune Tellers Perform

Psychic entertainers work in a wide variety of settings, each with its own risks and requirements.

• Private homes and residential venues for parties and gatherings
• Banquet halls and event spaces that host weddings, corporate parties, and celebrations
• Outdoor festivals and fairs where you set up a booth or tent
• Restaurants and bars hosting themed nights or private events
• Convention centers and expo halls for psychic fairs and wellness expos
• Haunted attractions and themed entertainment venues during Halloween season
• Corporate office spaces for holiday parties and employee appreciation events

What Can Go Wrong?

Most readings go smoothly, but general liability covers you for the unexpected situations that can happen at any event.

• A guest slipping on the way to or from your reading table and claiming injury
• Candles or decorative lighting used during a reading raising a fire safety concern
• Your table or chair collapsing and injuring a client or bystander
• Someone claiming emotional distress connected to a reading and pursuing a complaint
• Trip hazards from curtains, room dividers, or booth setup materials causing a fall

Venue Requirements for Psychic Entertainers

More event venues and party planners now ask for proof of insurance before booking. Having your certificate ready makes the process simple.

• Many event venues require vendors and entertainers to show a certificate of insurance before the event
• Corporate event planners often require a minimum of $1,000,000 in general liability coverage
• Some venues require their name to be listed as an additional insured on your policy
• Festival and fair organizers may require proof of coverage as part of the vendor application process

Coverage Limits

Most psychic entertainment policies start at $1,000,000 per occurrence and $2,000,000 aggregate. Some corporate clients or festival organizers may require higher limits. When you get a quote, let us know what the client or venue is asking for and we can find the right fit.

Getting Your Quote

Getting covered is fast and easy.

• Fill out the short quote form above with your performance type and typical event locations
• A licensed agent will review your details and match you with coverage options
• You choose the policy that fits your schedule and budget
• Your certificate of insurance is issued quickly, often the same day